Thursday, March 22, 2012

TurboTax Home & Business Federal + E-file + State 2011 for PC [Download]

Discounted! TurboTax Home & Business Federal + E-file + State 2011 for PC [Download]

TurboTax Home & Business Federal + E-file + State 2011 for PC [Download] - The Best Selection

TurboTax Home & Business Federal + E-file + State 2011 for PC [Download]

TurboTax Home & Business Federal + E-file + State 2011 for PC [Download]

  • Guides you step by step through your self-employment and personal income taxes
  • Provides help in finding small business tax deductions and industry specific deductions
  • Expanded interview walks you through entering business income and expenses to help you maximize business and personal deductions
  • Free Federal E-File
  • Shows you how to maximize deductions related to large purchases
  • Free one-on-one expert tax advice live by phone or chat
  • Includes Free Federal E-File and one download of a TurboTax State product

TurboTax Home & Business: For your self-employment & personal income taxes

( Product Infomation Posted On Time : Mar 22, 2012 22:00:22 View Last Update Infomation At Amazon)

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Thursday, March 8, 2012

Adobe Photoshop Lightroom 4 Upgrade

!: Cheaper Adobe Photoshop Lightroom 4 Upgrade guide

Brand : Adobe | Rate : | Price : $79.00
Post Date : Mar 08, 2012 18:42:20 | Not yet released

Adobe Photoshop Lightroom 4 software extends your ability to make great images and share your vision. New tools provide greater detail in highlights and shadows and let you make targeted adjustments to white balance, noise reduction, and more.

  • Highlight and shadow recovery--Bring out all the detail that your camera captures in dark shadows and bright highlights. Now you have more power than ever before to make great images under challenging lighting conditions.
  • Location-based photo organization--Find and group images by location, easily assign locations to images, or plot a photo journey. Automatically display location data from GPS-enabled cameras and camera phones.
  • Photo book creation--Create beautiful photo books from your images with a variety of easy-to-use templates included in Lightroom, and then upload your book for printing with just a few clicks.
  • Extended video support--Organize, view, and make adjustments and edits to video clips. Play and trim clips, extract still images from them, or adjust clips with the Quick Develop tool.
  • White balance brush--Get more consistent color across your image in scenes with mixed lighting sources. A flexible brush lets you refine and adjust white balance in targeted areas of your shot.

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Sunday, February 12, 2012

QuickBooks Pro 2012 [Download]

!: Good QuickBooks Pro 2012 [Download] look for

Brand : Intuit
Rate :
Price : $99.99
Post Date : Feb 12, 2012 13:58:49
Usually ships in 1-2 business days



New to QuickBooks?

Find out why QuickBooks is the #1 best selling small business accounting software¹.

Set up in minutes, easy to learn and use

  • No accounting knowledge necessary
  • Quickly import your data from a spreadsheet²
  • Step-by-step tutorials and coaching tips show you how to create invoices, record expenses and more

Special offer: Get up to 60 minutes with a QuickBooks expert free for 30 days³

Organize everything in one place and save time on everyday tasks

  • Manage vendors and expenses easily - enter, track and pay bills
  • Easily create and customize estimates, invoices and statements
  • Get complete and reliable records at tax time
  • Download your online banking transactions directly into QuickBooks4

Track how your business is doing and get financial, tax and sales reports in one click

  • Get the information you need with easy-to-use reports
  • View income and expense trends by category
  • Get a real-time snapshot of your business with Company Snapshot

Upgrading QuickBooks?

The latest version of QuickBooks Pro2012 accounting software is packed with new features designed to save you time and get you organized.

QuickBooks Pro Home PageCustomize your QuickBooks to work the way you do

Save formatting and save time with Excel Integration Refresh. QuickBooks remembers your Excel formats so you can simply refresh your previously saved worksheet and your formats will be applied5.
QuickBooks Pro Lead CenterCreate and manage your valuable business leads with QuickBooks' new Lead Center. Import existing leads or create a new one, then when they convert move all the lead information to the Customer Center with a single click.
User ReportsGet access to report templates created by other QuickBooks users in your industry with Contributed Reports. Choose the template you like and in one click QuickBooks will populate the report with your business data.

Stay on top of your invoices and bills

Easily view timely information, including invoice and billing dates and other scheduled tasks with the new integrated Calendar feature. Improved To-Do List captures your most relevant dates and displays them in the Calendar view.QuickBooks Premier Calendar
Get organized by scanning and attaching receipts, estimates and other important business documents to your QuickBooks records with drag and drop ease. The new QuickBooks Document Center lets you store files locally on your hard drive - a major advantage at tax time6.
Complete your frequent tasks in fewer steps

Let QuickBooks do your most frequent and time-consuming tasks for you with Memorized Transactions. Not only can you automatically execute recurring transactions, now you can easily select which transactions to run and which to postpone.
Process multiple vendor and employee time sheets in one convenient batch. Create a single time sheet for employees and vendors who share the same work hours and QuickBooks will process them all with no additional reentry.

QuickBooks Comparison Chart

         Click to Enlarge.
Disclaimers:

1. Based on NPD Retail Tracking Service for retail sales from January 2005-April 2011.
2. Transfer data from Peachtree 2001-2011; Microsoft SBA 2006; and Microsoft Office Accounting 2007-2009 using the free tool available at http://quickbooks.intuit.com. Transfer data directly from Quicken 98 through current version. QuickBooks 4.0 through current version and Microsoft Excel 2000-2010.
3. You can call upon purchase or within 30 days of completing your QuickBooks registration on the web. One phone call for up to 60 minutes (cannot be redeemed in increments) per registering customer allowed.
4. Online services vary by participating financial institutions or other parties and may be subject to application approval, additional terms, conditions and fees.
5. Excel integration requires Excel 2003, 2007 or 2010.
6. Scanner not included. Only TWAIN compliant and Fujitsu ScanSnap S300 scanners supported.

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Monday, January 16, 2012

Plunkett's Banking, Mortgages & Credit Industry Almanac 2009: Banking, Mortgages & Credit Industry Market Research, Statistics, Trends and Leading Companies

Plunkett's Banking, Mortgages & Credit Industry Almanac 2009: Banking, Mortgages & Credit Industry Market Research, Statistics, Trends and Leading Companies Review


Plunkett's Banking, Mortgages & Credit Industry Almanac 2009: Banking, Mortgages & Credit Industry Market Research, Statistics, Trends and Leading Companies Overview

The lending industry is comprised of a wide variety of sectors, such as banking, credit cards, mortgages, leasing and consumer finance. Many of these sectors have interconnections and synergies. In addition, a large number of related services and technologies have a major influence on the lending and credit business. These services include e-commerce, credit risk analysis, call centers and information technologies. Rapid changes have taken place in lending in recent years. For example, large amounts of business and consumer debt are now syndicated or securitized. Meanwhile, non-bank firms, such as GE, have become immense competitors in the lending arena, and international acquisitions are shaping up the globalized banking industry of the near future. This carefully-researched book (which includes a database of leading companies on CD-ROM) is a banking, credit and mortgages market research and business intelligence tool-- everything you need to know about the business of banking, credit cards, mortgages and lending, including: Money center banks; Regional banks; Savings associations; Globalization of the banking and lending industries, including our profiles of nearly 350 of the world's leading international banking firms; Mortgage banking and brokerage; Home equity loans; Credit cards; Lending and other services provided by non-bank enterprises; Significant trends in banking and lending technologies; Risk analysis, payment processing, call centers and other support services; Online banking trends; ATM trends and technologies; Banking industry software.

Plunkett's Banking, Mortgages & Credit Industry Almanac 2009: Banking, Mortgages & Credit Industry Market Research, Statistics, Trends and Leading Companies Specifications

The lending industry is comprised of a wide variety of sectors, such as banking, credit cards, mortgages, leasing and consumer finance. Many of these sectors have interconnections and synergies. In addition, a large number of related services and technologies have a major influence on the lending and credit business. These services include e-commerce, credit risk analysis, call centers and information technologies. Rapid changes have taken place in lending in recent years. For example, large amounts of business and consumer debt are now syndicated or securitized. Meanwhile, non-bank firms, such as GE, have become immense competitors in the lending arena, and international acquisitions are shaping up the globalized banking industry of the near future. This carefully-researched book (which includes a database of leading companies on CD-ROM) is a banking, credit and mortgages market research and business intelligence tool-- everything you need to know about the business of banking, credit cards, mortgages and lending, including: Money center banks; Regional banks; Savings associations; Globalization of the banking and lending industries, including our profiles of nearly 350 of the world's leading international banking firms; Mortgage banking and brokerage; Home equity loans; Credit cards; Lending and other services provided by non-bank enterprises; Significant trends in banking and lending technologies; Risk analysis, payment processing, call centers and other support services; Online banking trends; ATM trends and technologies; Banking industry software.

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*** Product Information and Prices Stored: Jan 16, 2012 21:31:18

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Tuesday, January 10, 2012

Banks and Bad Debts: Accounting for Loan Losses in International Banking

Banks and Bad Debts: Accounting for Loan Losses in International Banking Review


Banks and Bad Debts: Accounting for Loan Losses in International Banking Overview

Bad debts are by far the most common cause of bank failure. In recent years international banks have suffered very large losses due to the non-repayment of loans, or because of provisions against non-repayment, and the size of these losses has at times posed a serious threat to financial stability. This book provides a self-contained, authoritative and coherent treatment of the issue of loan loss provisioning by banks in an international context. The authors examine the issue from a number of different perspectives ? accounting, regulatory, taxation, finance and economic ? and demonstrate that there are wide national differences in the accounting treatment of bank loan losses. These inconsistencies lead to competitive distortions, as well as supervisory problems and potential macro-economic instability. The authors conclude that there is an urgent need for the harmonisation of national accounting standards in this hitherto neglected area of banking behaviour. The book features a unique compendium, provided by Price Waterhouse, of up-to-date information describing the accounting and regulatory treatment of impaired loans in 14 major countries. This will be an invaluable source of practical information for bank auditors, lending officers, compliance officers, treasurers, financial analysts, and bank supervisors. The authors are academic specialists in accounting and finance, and have undertaken extensive consultancy in this area.

Available at Amazon Check Price Now!


*** Product Information and Prices Stored: Jan 11, 2012 00:00:13

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Monday, January 9, 2012

Loan Modification Requirements - FAQ's About Income, Expense and Bank Balances

!: Loan Modification Requirements - FAQ's About Income, Expense and Bank Balances

Qualifying for a loan modification involves meeting certain requirements for your monthly income, monthly expenses and bank balances. All of this information is used by the lender to determine if you meet the basic guidelines for approval on your loan workout. There is a standard formula that is used by over 90% of mortgage lenders that can help you find out if your own financial situation will fit into the program requirements. This is critical to know if you hope to have the best chance of success and get that lower mortgage payment you need.

Loan Modification FAQ's - Monthly Income, Monthly Expenses and Bank Balances

How much money do I need to make in order to qualify for a loan mod? This really depends on your current mortgage balance and current housing expenses. Your income needs to be sufficient enough to hit a new target payment that will equal 31% of your gross monthly income. This target payment equals your house payment - including principal and interest - your monthly property taxes, homeowners insurance and HOA dues if applicable. If you earn too little, then your loan will not be able to be modified to hit that new target payment. A loan modification software program will show you automatically how much income you would need to qualify. What if I am unemployed or on disability right now? If you do not have a steady, verifiable source of income you will not qualify for a loan modification. You may be offered a forbearance instead, which is a temporary relief from making payments. Those missed payments will be added to the back of your loan and will still be due later on. Can I count my spouse's income even though not on the loan? Yes, you can count all contributing members of your household. Basically the lender wants to know how much income is coming into the house each month and how much is going out - this gives them a good picture of your financial situation. What about room mate income? This is allowed, however you must be able to prove it with canceled checks or a lease/rental agreement. Most lenders will only allow 75% of the rent to be counted towards your income for qualifying. My monthly expenses vary quite a bit, how should I list them? The best way is to average your utility bills, your grocery bills, etc so that the overall cost is fairly accurate. Items that you pay annually should be divided by 12 to get the monthly amount. Should I include my health insurance even though it is deducted from my paycheck? No, any items that are already deducted from your pay should not be listed again. I have some money in my savings account, will that disqualify me for a loan modification? The principal reason for a loan workout is a financial hardship situation and an inability to pay your current mortgage payment. If you still have a large amount of liquid reserves that you can use, your lender may turn you down for what is called DCR - debt coverage ratio. You can use a loan modification software program to help you with this calculation to make sure you are passing the guidelines.


Loan Modification Requirements - FAQ's About Income, Expense and Bank Balances

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